Send money overseas with confidence
Whether you’re buying property abroad, moving overseas, or supporting family, transferring money internationally is a big financial decision. We help you move your money securely, with expert guidance so you can make an informed decision.
Rated Excellent
Thousands of five-star customer ratings on Trustpilot.
Dedicated support from real people
Access a dedicated account manager who understands your situation and helps you plan your transfers
20+ years
Experience as currency experts
Secure and compliant
We operate under strict regulatory requirements, with robust processes designed to keep your funds safe at every stage.
More than just a money transfer
Exchange rates move constantly, and even small changes can have a meaningful impact on how much you receive.
We take the time to understand your plans, explain your options clearly, and help you make informed decisions – so you can move forward with confidence.
Here to support you
Take control of exchange rate movements
Currency markets are unpredictable, and even small shifts can affect your transfer.
If you’re planning ahead, we can help you understand your options and put a strategy in place – so you’re not leaving it to chance.
Who we help
We support clients with a variety of international transfer needs, including:
- Buying or selling property overseas
- Moving abroad
- Transferring pensions
- Supporting family overseas
- Managing international investments
Experience you can rely on
With over 20 years of experience and billions transferred globally, we’ve helped clients navigate a wide range of currency scenarios.
You’ll be supported by a team that understands both the markets and the decisions behind your transfer.
Our team are available Monday to Friday, 8:30am to 6pm
How we can help
Currency services designed around you
We are able to offer expert services that are not always available through your bank and other providers. Your account manager will work with you to put the right tools in place to get the best value and least risk on your transfer.
Testimonials
Join thousands of satisfied customers
Having been trusted by over 50,000 customers to safely transfer their money abroad, we’ve gathered thousands of real customer reviews. See what our customers have to say on independent reviews website, Trustpilot.
Rated Excellent for Currency Exchange & Money Transfers
“I was a little nervous moving a large amount of money, but the process was very smooth and funds arrived without any issue.”
Chris Griffiths-Perkins View all testimonialsRated Excellent for Currency Exchange & Money Transfers
“We have a dedicated account manager who provides an excellent service. Fast, efficient and personable. We can highly recommend.”
Denise Crisell View all testimonialsContact us today
Find out how we can help
Let us know a little more about your upcoming currency exchange needs, and one of our currency experts will be in touch.
Avoid losing money if currencies move against you.
Access a dedicated account manager
Secure, quick and efficient transfers.
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Reasons for transfer
Find the right solution for your transfers
Frequently Asked Questions
How quickly can I send money overseas?
We aim to transfer your money on the same day it reaches our account. In many cases, funds arrive on the same day or within 1-2 business days, depending on the currency and destination.
Can I set up regular payments overseas, not just one-off transfers?
Yes. Our regular payment plans make it simple to send money on a monthly or quarterly basis – ideal for pensions, mortgages or tuition fees.
Do you help with large or complex transfers?
Yes. Whether you’re sending a property deposit, moving sale proceeds, or relocating funds, we provide tailored support and tools to help you manage your transfer with confidence.
Who is Smart Currency Exchange best suited for?
We support individuals making larger or ongoing international payments – such as buying or selling property, relocating, investing, or supporting family overseas.
We specialise in bank-to-bank transfers and do not support cash deposits or travel money.
Are there any fees on my transfer?
No – we don’t charge transfer fees. Instead, we apply a small margin to the exchange rate, which we’ll explain clearly before you book your transfer.
Is this service safe?
Yes. We operate under strict regulatory requirements and follow robust processes designed to keep your funds secure at every stage.
Client funds are handled with care, and we prioritise transparency and security in every transfer.
What is currency risk?
Currency risk is the chance that exchange rates move against you before you make your transfer.
Exchange rates are constantly changing due to global events, economic data and market sentiment. This becomes important when your transfer is tied to a future date – for example, paying for an overseas property.
If the rate moves unfavourably, your transfer could cost more than expected.
To help manage this, we offer tools like forward contracts and market orders, so you can plan ahead and secure a rate when it suits you.
How do I get started?
Simply register for a free account. One of our currency specialists will get in touch to understand your needs and help you plan your transfer.
